Client Financial Profile

👤 Client Profile

Basic personal details

Full Name

Date of Birth

PAN Number

Aadhaar (last 4 digits)

Marital Status

Single Married

Occupation

Years in Profession

City

Email

Mobile

👨‍👩‍👧‍👦 Family & Dependents

Include spouse, children, parents — anyone financially dependent

ℹ️ Include assets of husband, wife & dependent children in later sections.

📊 Risk Profile Assessment

Understand your investment risk tolerance, capacity, and requirements

Risk Tolerance — Your willingness to take risk

1. Investment Experience

How long have you been investing in Equity Markets / Stocks / Mutual Funds?

a) Less than 1 year b) Around 1-3 years c) Around 4-6 years d) More than 7 years

2. Market Fluctuations

How do you usually react to a significant decline in the value of your investments (e.g. 20% to 40% drop)?

a) I would sell all my investments b) I would sell some of my investments c) I would do nothing d) I would buy more investments at the lower price

3. Loss Taking Appetite

How comfortable are you with taking risks / losses to achieve better returns?

a) Not comfortable at all b) Slightly comfortable c) Moderately comfortable d) Very comfortable

4. Portfolio Drops

What level of temporary decrease in investment portfolio value can you tolerate?

a) Minus <10% b) Minus 10-25% c) Minus 25-40% d) Minus >40%

Risk Capacity — Your ability to take risk

5. Income Stability

How stable is your current income / job or business?

a) Very unstable b) Somewhat unstable c) Stable d) Very stable

6. Emergency Funds

How many months of living expenses do you have saved in an Emergency Fund?

a) Less than 3 months b) Around 3-6 months c) Around 6-12 months d) More than 12 months

7. Financial Obligations

Do you have any near-term financial obligations that you may have to access your investments?

a) Yes, significant obligations b) Yes, some obligations c) Few obligations d) No obligations

8. Current Investments

How would you characterise your past and current investments?

a) Mostly safe investments like FDs, PF etc b) Somewhat safe investments & some risky c) Equal Combination of safe and risky d) Mostly risky investments like stocks and equities

Risk Required — The risk you need to take

9. Return Expectations

What is your expected annual return on your investments to meet your investment objectives?

a) Less than 6% b) Around 6-9% c) Around 9%-12% d) More than 12%

10. Investment Goals

What is your primary objective for all investments?

a) Wealth Preservation (keep investments intact) b) Wealth Distribution (generate regular income) c) Nominal Wealth Creation d) Aggressive Wealth Creation

11. Time Horizon

How long do you plan to invest before you need to start withdrawing your investments?

a) Less than 3 years b) Around 3-5 years c) Around 5-10 years d) More than 10 years

12. Time Flexibility

How flexible are you with investment time horizon i.e. how long can you hold the investments?

a) Not flexible at all b) Slightly flexible with the timeframe c) Somewhat flexible with the timeframe d) Very flexible with the timeframe

Your Risk Profile Results

Complete all 12 questions above to see your results

💰 Revenue (Income)

Include income of husband, wife & earning children

Salary / Employment Income

Primary Salary (Monthly Net)

Spouse Salary (Monthly Net)

Annual Bonus / Incentives

Enter monthly equivalent = annual bonus ÷ 12

Business / Professional Income

Business Profit (Net Monthly)

Professional / Freelance Fees

Passive / Other Income

Rental Income

Interest / FD Income (monthly)

Dividend Income (monthly avg)

Agricultural / Other Income

Pension (if retired / VRS)

Total Monthly Income₹0

Annualised₹0

🧾 Monthly Expenses

Enter approximate monthly amounts — estimates are fine

Household Expenses (Essential)

House Rent / Maintenance EMI

Society / Maintenance / Repair

Food, Grocery & Toiletries

Vehicle — Fuel, Maintenance

Medicines / Doctor / Healthcare

Electricity / Water / AMCs

Domestic Help / Cook / Driver

Mobile / Internet / Telephone

TV Cable / Newspapers / OTT

Others (Household)

Household Total₹0

Lifestyle Expenses (Discretionary)

Clothes & Accessories

Shopping / Gifts / Electronics

Dining / Movies / Entertainment

Personal Care — Salon, Spa, Gym

Travel & Annual Vacations (monthly avg)

Advisor / CA / Coach Fees

Children — School / Tuition Fees

Children — Extra-Curricular / Other

Insurance Premiums (Life / Health)

Others (Lifestyle)

Lifestyle Total₹0

Loan Servicing (EMIs)

Home Loan EMI

Vehicle Loan EMI

Personal Loan EMI

Education Loan EMI

Other Loan EMIs

Loan EMI Total₹0

TOTAL MONTHLY EXPENSES₹0

Annualised₹0

💾 Savings & Surplus

Auto-calculated from your income & expenses, plus ongoing investments

Total Monthly Income₹0
Total Monthly Expenses₹0
Monthly Savings (Income − Expenses)₹0

Ongoing Investments (Monthly)

MF SIPs (total ongoing)

Insurance Premiums (savings portion)

PPF / NPS / SSY Contributions

RD / Other Investments

Total Ongoing Investments₹0

SURPLUS FOR NEW INVESTMENTS₹0
= Savings − Ongoing Investments

📈 Financial Assets

Include assets of husband, wife & dependent children

Debt Assets (Fixed Income)

Equity Assets

Gold Assets

Total Financial Assets₹0

🏠 Real Estate & Personal Assets

Investment properties, self-occupied home, vehicles, etc.

Real Estate (Investment)

Personal Assets (Non-Investable)

ℹ️ Self-occupied home, vehicles, personal use items — these are excluded from Investable Net Worth.

Total Physical & Personal Assets₹0

📋 Liabilities & Loans

All outstanding loans and debts

Total Outstanding Liabilities₹0

🛡️ Life Insurance

All life insurance policies in force

🏥 Health Insurance

Mediclaim / health coverage

Health Insurance Type

Employer Group Individual / Family Floater Both None

Sum Insured (₹)

Annual Premium (₹)

Super Top-Up / Critical Illness?

Yes No Interested

🎯 Financial Goals

What are you saving / investing towards?

💡 Enter the amount you'd need today for the goal. Inflation will be applied by your planner.

🏖️ Retirement Planning

Your vision for retirement

Desired Retirement Age

60

Life Expectancy Assumption

Monthly Household Expenses Today (₹)

Expected Monthly Pension (₹)

Existing Retirement Corpus (EPF + PPF + NPS + other)

Preferred Retirement Lifestyle

Modest — basics covered Comfortable — similar to now Affluent — travel & luxuries

Client Financial Profile

👤 Client Profile

👨‍👩‍👧‍👦 Family & Dependents

📊 Risk Profile Assessment

Your Risk Profile Results

💰 Revenue (Income)

🧾 Monthly Expenses

💾 Savings & Surplus

📈 Financial Assets

🏠 Real Estate & Personal Assets

📋 Liabilities & Loans

🛡️ Life Insurance

🏥 Health Insurance

⚕️ Other Insurance

🎯 Financial Goals

🏖️ Retirement Planning

🏛️ Tax Information

✅ Review Your Financial Profile

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